Energy Efficiency Payback Calculator
How rising electricity rates — driven by AI data center growth — extend payback periods for energy efficiency investments
Base Payback
1.0 yrs
At current rates
+34.3% Payback
0.8 yrs
With rate increase
Payback Shift
-0.3 yrs
Faster payback
Lifetime Net Savings
$3,021
Investment recovers
Select Your Scenario
Ecobee/Nest avg savings data
40.6¢/kWh
National avg 16.2¢ | IL=17.2 | TX=14.9 | VA=15.8 | OH=13.8 | DC=18.4
+34.3%
Key driver: AI data center growth is pushing rates up 20-60% in many states
Regional Rate Increases (2020-2025)
Click a state to apply its rate to your scenario.
Sources: CNBC Nov 2025, Yale Climate Connections Jan 2026, PJM/Utility Dive
Payback Timeline — 1 block = 1 year
Base Rate1.0 yrs to break even
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+34.3% Rate0.8 yrs to break even
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Colored blocks = still paying off investment. Green ✓ = investment recovered. Longer bar = longer wait.
Cumulative Net Savings Over Time
Lines crossing $0 = break-even point. Dashed line = equipment lifespan.
Rate Increase Scenario Comparison
| Metric | Base Rate | +10% | +20% | +30% | +40% | +50% | +60% |
|---|---|---|---|---|---|---|---|
| Rate (¢/kWh) | 40.6 | 44.6 | 48.7 | 52.8 | 56.8 | 60.9 | 64.9 |
| Annual Savings ($) | $244 | $268 | $292 | $317 | $341 | $365 | $390 |
| Payback (Years) | 1.0 | 0.9 | 0.9 | 0.8 | 0.7 | 0.7 | 0.6 |
| Shift vs Base | — | -0.1 yrs | -0.2 yrs | -0.2 yrs | -0.3 yrs | -0.3 yrs | -0.4 yrs |
| Lifetime Savings | $2,185 | $2,429 | $2,672 | $2,916 | $3,160 | $3,403 | $3,647 |
| Viable? | Yes | Yes | Yes | Yes | Yes | Yes | Yes |