Energy Efficiency Payback Calculator
How rising electricity rates — driven by AI data center growth — extend payback periods for energy efficiency investments
Base Payback
2.4 yrs
At current rates
+34.5% Payback
1.8 yrs
With rate increase
Payback Shift
-0.6 yrs
Faster payback
Lifetime Net Savings
$1,178
Investment recovers
Select Your Scenario
Ecobee/Nest avg savings data
17.7¢/kWh
National avg 16.2¢ | IL=17.2 | TX=14.9 | VA=15.8 | OH=13.8 | DC=18.4
+34.5%
Key driver: AI data center growth is pushing rates up 20-60% in many states
Regional Rate Increases (2020-2025)
Click a state to apply its rate to your scenario.
Sources: CNBC Nov 2025, Yale Climate Connections Jan 2026, PJM/Utility Dive
Payback Timeline — 1 block = 1 year
Base Rate2.4 yrs to break even
1
2
3
✓
✓
✓
✓
✓
✓
✓
+34.5% Rate1.8 yrs to break even
1
2
✓
✓
✓
✓
✓
✓
✓
✓
Colored blocks = still paying off investment. Green ✓ = investment recovered. Longer bar = longer wait.
Cumulative Net Savings Over Time
Lines crossing $0 = break-even point. Dashed line = equipment lifespan.
Rate Increase Scenario Comparison
| Metric | Base Rate | +10% | +20% | +30% | +40% | +50% | +60% |
|---|---|---|---|---|---|---|---|
| Rate (¢/kWh) | 17.7 | 19.5 | 21.2 | 23.0 | 24.8 | 26.5 | 28.3 |
| Annual Savings ($) | $106 | $117 | $127 | $138 | $149 | $159 | $170 |
| Payback (Years) | 2.4 | 2.1 | 2.0 | 1.8 | 1.7 | 1.6 | 1.5 |
| Shift vs Base | — | -0.2 yrs | -0.4 yrs | -0.5 yrs | -0.7 yrs | -0.8 yrs | -0.9 yrs |
| Lifetime Savings | $811 | $918 | $1,024 | $1,130 | $1,236 | $1,342 | $1,448 |
| Viable? | Yes | Yes | Yes | Yes | Yes | Yes | Yes |